Retiree Health Insurance

All rates for Retirees are on the same Rate Sheet however you will have to select the correct side-by-side comparison for your situation.  Retirees on Medicare and Medicare Supplement Plans with a November Open Enrollment select the Senior Plan Comparison and Retirees who are non-Medicare Eligible or under 65 select the Health Plan Comparison. 

2018 Rates and Side-by-Side Comparisons

  1. SVRHT FY19 Senior Rates
  2. SVRHT 2018 Senior Plan Comparison
  1. SVRHT FY19 Side-by-Side Comparison

2017 Rates and Side-by-side Comparisons

  1. SVRHT 2017 Senior Rates
  2. SVRHT 2017 Senior Plan Comparison
  1. SVRHT FY18 Senior Rates
  2. SVRHT FY18 Side-By-Side Comparison
  1. SVRHT FY17 Side by Side comparison

2016 Rates and Side-by-side Comparisons

  1. SVRHT FY17 Rate Sheet - Retirees (effective 07-01-2016)
  2. SVRHT 2016 Senior Plan Comparison
  3. SVRHT FY17 Side by Side comparison

2015 Rates and Side-by-side Comparisons

  1. SVRHT 2015 Senior Rates
  2. SVRHT 2015 Senior Plan Comparison
  3. SVRHT Side by Side Comparison FY15

Credible Coverage Letters

  1. Creditable Coverage 2016 Plans
  2. Creditable Coverage Letter 2015 Plans
  3. Creditable Coverage Letter 2014 Plans
  4. Creditable Coverage 2017

Massachusetts General Law, Chapter 32B, Section 18A states "The government unit may, from time to time, request from a retiree, a retiree's spouse or a retiree's dependent, proof certified by the federal government of eligibility or ineligibility for Medicare Part A and Part B coverage."


M.G.L., Section 26 states "An appropriate public authority of a political subdivision which has undertaken to provide health insurance coverage to its subscribers under this chapter shall conduct an enrollment audit not less than every 2 years."

Requests to Enter the Town's Plan for Retirees/Spouses not currently covered

  1. General Policy Letter